When on the hunt for a home, you'll have a lot of decisions to make - one of which will be what type of home to buy. Affordability is a significant factor in selecting the type of property you want to purchase, so a semi-detached home, depending on size and location,...
Buying Basics
Is a Condo a Good Investment?
Buying your first property can be a financial challenge, so it's important to consider all your options. A condominium can be a perfect entry point into property ownership before moving onto a single-family home. It's often more affordable to pay a monthly mortgage...
Will I end up paying more for a house if I use an Exclusive Buyer’s Agent?
The question of, “will I end up paying more for a house if I use a buyer's agent?”, is common among homebuyers both new and experienced. Many articles from Real Estate agencies will tell you that if you go with a buyer's agent, you'll end up paying more for your...
Does It Really Matter if I Buy My House With the Listing Agent?
It's a practice that, since 1996, has been commonplace in real estate. You're a buyer looking for a house. Maybe you've connected with an agent that has dropped you on their mailing list to keep you up to date with new listings that come on the market. Maybe one has...
Is the Housing Market going into a Recession? Here’s an Exclusive Buyer Agent’s Fall 2022 Perspective
There are signs of a recession. We have high costs for goods, interest rates have skyrocketed with no signs of stopping and the housing market has shown a slow in sales. Therefore it's a recession, right? Well, not so fast. If there's one thing I've learned in my...
Exclusive Buyer’s Agency Contract
The homebuying process involves many stages and many important documents to review. Among those documents is an item called an exclusive buyer's agency contract or buyer's agent contract. It may seem daunting to sign this document, but it helps guide a conversation...
What questions should a first time home buyer ask?
There are a lot of questions when buying your first home, but sometimes new home buyers don't know what they should be asking. Here are the seven questions to ask as a first time home buyer. How Much Can I Afford? It may seem like an obvious question, but you'd be...
The Pros and Cons of an Adjustable-Rate Mortgage
When you hear about savings of more than $15,000 over the course of five years with an adjustable-rate mortgage, it's hard to ignore. With that said, before making the decision to borrow with an adjustable-rate mortgage instead of a fixed-rate mortgage, you should...
How Rising Mortgage Rates Will Affect the Home Buying Process
In 2022, the housing market has seen rising mortgage rates and home prices. This article will examine how house prices and mortgage rates impact home-buying, how rising mortgage rates will affect homebuyers, and what rising interest rates mean for the housing market....
10 Mistakes to Avoid When Buying a House
When it comes to buying a house, it's easy to find ways to fall in love with a property. But what about ways to avoid buying the wrong house altogether? Zillow recently reported that up to three-quarters of homebuyers in the last two years have had some regrets about...
Home Buying Report Winter 2022
Many consumers know that the off-season is typically the best season for bargain shopping. In most US markets, the off-season for home buying is the winter, particularly during the holidays and in the first quarter of the new year. However, winter home buying creates...
Before House Hunting, Choose Your Attorney and Inspector
We recommend that house hunters choose an attorney and an inspector -- and a back-up for each -- early in the house hunting process. That way, when you find a house and start making an offer, you are not scrambling to interview attorneys and inspectors during a busy...