home buying basics

Credit Scores

If you are thinking of buying a house or condo, your credit score matters. A low score can: Cause you to be unable to get a conventional mortgage. Drive up the price of your mortgage, because you are a higher-risk borrower. Sudden changes in your credit score, after...

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The Full Guide to Different Mortgage Types

The Full Guide to Different Mortgage Types

Buying a home is a big moment and one of the most important aspects of that moment is deciding what type of mortgage program to go with. If this is your first home purchase, then deciding on a mortgage can be pretty intimidating. That doesn't have to be the case...

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How to Determine How Much House You Can Afford

How to Determine How Much House You Can Afford

A lot goes into deciding on a home to purchase. The neighborhood, school zones, square footage, commuting time, the number of bedrooms/bathrooms are all important things to consider. However, the first crucial decision to make is your budget. It's far too easy to get...

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