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First-time Home Buyer

First-time Home Buyer Advice, Including Information About Buyer Agents

If you are looking at this page, you are most likely a first time home buyer whom has done their homework on how to buy your first home. You have searched through websites and read books that say that you should find an (EBA) Exclusive Buyer Agent or Buyer Broker. It is important for you to understand why it is the right choice for you to work with an EBA that is a Member of the National Association of Exclusive Buyer Agents (NAEBA).  As a NAEBA agent, our duty is to represent you and only your best interest in the real estate transaction.  This means we work for you, as part of your exclusive team, to help you get the right home at the right price. As a professional with significant expertise and experience, we generally start out by meeting with you either in person or over the phone to discuss your wants and needs and to provide you with an overview of the mortgage process.  We ask you questions and give you answers to help you understand the process from start to closing.  The home buying process may seem complicated and overwhelming, but your EBA will be at your side each step of the way!

Buying a home in today's market is more difficult than ever before, especially for first-time buyers whom may lack the experience of the full list of questions and concerns involved in home purchasing and home ownership. There are so many choices.  There are hundreds of websites with homes for sale that can make things very confusing.  Some websites are great and others provide information which can be inaccurate or misleading. Listen to your agent. They will help you to obtain factual information.  There are many property categories such as Short Sales, Foreclosures or REO’s or Bank Owned Properties, New Construction, Pre-Owned, For Sale By Owner (FSBO), Auctions, Single Family, Multi Family, Duplex, Townhomes, Condos,  and,  Co-ops.  In addition to the financing and construction questions, there are things to consider like seller representations, home inspections, the condition of the sewer or plumbing, the quality and accessibility of local schools, zoning restrictions that might have an impact on remodeling or adding on, neighborhood issues and organizations, the accessibility of public transportation, and much more. Your EBA will research the subject property to gather data and comps (CMA-Comparative Market Analysis) to help you make an educated decision on a negotiating strategy, initial offer price, and where to draw the line. Your EBA will provide an answer to any real estate question you have. In the case he or she doesn't have the answer, an EBA has taken a pledge to find out who does have the answer and provide that to the home-buyer. Your NAEBA agent is specifically trained and dedicated to making the buyer's experience fulfilling and successful, and NAEBA agents are especially attuned to the needs of first-time buyers. Our goal is to help you achieve the best deal that most completely meets all of your needs-from floor-plan to price range.

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