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Interest Rates

What Home Buyers Should Know About Interest Rates

While the Federal Reserve declined to raise its benchmark rate in September, a future rate hike seems likely this December. The last rate hike was in December 2015, when the benchmark moved up by one-quarter of a percentage point.

Most home buyers do not breathlessly follow economic news. Yet there are good reasons to pay attention to future announcements by the Federal Reserve. Here’s why!

How the Fed Works



Exclusive Buyer Agents Predict Challenges for Home Buyers in 2016

If a recent survey of the membership of the National Association of Exclusive Buyer Agents (NAEBA) is correct, home buyers will face increasing challenges in 2016. Most Exclusive Buyer Agents (EBAs), regardless of which U.S. market in which they do business, predict that inventory will remain low. According to one NAEBA member Exclusive Buyer Agent, “The big challenge in our market will be the shortage of inventory,” and another adds, “Low inventory and crushing demand mean most sales will be bidding wars.”



Europe’s debt crisis means reduced mortgage rates across the pond

Mortgage rates are at historic lows, thanks to the European debt crisis. The average rate for a 30- year fixed loan as of mid-May 2010  is 4.87%, according to lowest rate for the 30 years since Bankrate started keeping track 25 years ago.

Jumbo loan rates-loans above $417,000 have fallen too-to 4.5% on average for a 30-year fixed loan. That's down from nearly 6% last year at this time.


Even Wikipedia Knows the Difference Between an Exclusive Buyer Agent and the Rest of the Realtors

National Association of Exclusive Buyer Agents members work solely on behalf of home buyers in real estate transactions, ensuring trust and committed representation. Denver, CO (PRWEB) December 14, 2009—From its headquarters a few miles west of the epicenter of Phoenix, the National Association of Exclusive Buyer Agents is working to educate the U.S. population about exactly what it is that an Exclusive Buyer Agent does. One of the ways NAEBA is gaining ground in its mission is through the launch of its new website in 2009,


No Compromise. How a NAEBA agent gets you a better buy

A better selection of homes to choose from is the goal of many home buyers as they set out to buy their next home. One way of achieving a greater ‘inventory’ of homes to select from is to choose agents who are exclusively representing real estate buyers. These exclusive buyer’s agents have made the commitment to identify all homes in the marketplace, including homes listed in the Multiple Listing Service (MLS).