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Getting a mortgage preappoval. Photo of house sitting on a calculator with pre-approval typed in.

Home Buyers, Start Your Mortgage Pre-Approval!

With home inventory slim in many areas of the country, home buyers face plenty of competition! A mortgage pre-approval can make the difference between getting your purchase offer accepted, or having the seller choose another offer by a better-prepared buyer.

A mortgage pre-approval means a lender has verified your creditworthiness for a certain loan amount during a fixed timeframe. A mortgage pre-approval considers your income, employment, credit history, debts and overall ability to afford a home.